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Welcome to Tom D. Carter Mortgage Group

Tom D Carter, has created an unprecedented platform providing a constant resource of up-to-date community news, events, sports information and housing market updates, useful to bringing Buyers/Sellers, Real Estate/Mortgage Professionals and the Community all together. Tom has over 26 years of experience in Mortgage Lending and Real Estate Sales, using today’s technology to service all his clients’ Mortgage and Real Estate needs.

Featured Programs

Divorce Real Estate

With a national divorce rate over 50%, the family home remains one of the most valuable assets in divorce that typically must be sold.

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Reverse Mortgages

You remain the owner of your home just like you would with standard amortizing mortgage financing.

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Credit Repair

The credit companies collect and distribute your private information without your knowledge at times and without your permission.

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Current Mortgage Rates

Click each row above to see Loan Details,
Monthly Payment options & Amortization Schedule

Looking For a New Home Loan or
Need to Refi Your Current Loan?

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Custom Loan Quote Today!

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Loan Center

Home Buyer

Are you ready for that magic time of owning your first home? Are you wondering how to go about it? This is the perfect place to start! We give you step-by-step instructions on how to get into your first home! See More…

Refinance Center

There are five major reasons to consider refinancing an existing mortgage: Decrease monthly payments from a higher fixed rate to a lower fixed rate, Improve monthly cash flow with lower payments, switch to a fixed rate program, Withdraw funds from the equity in a home and shorter loan terms. See More…

VA Loans

As a benefit to veterans, the Department of Veteran Affairs guarantees repayment of loans made to veterans with no down payment, in most cases, and liberal qualifying guidelines. This makes it easy for veterans to finance their homes. See More…

Committed to Finding You the Best Home Loan:

Our group is committed to providing you with the highest quality financial services combined with the lowest rates available in your areas. As your mortgage professional we’ll work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing a new home, refinancing your current loan, or consolidating debt, we can help you find the right loan program at the lowest rate no matter what your needs are.

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